Should I Get a Lawyer for a Car Accident That Wasn't My Fault?

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Even if you are involved in a traffic accident for which you were not responsible, you will need legal aid to recover fair compensation from the at-fault driver and the insurance company.

You may think the recovery process will be straightforward since you were not liable for the accident, but the insurers have many tricks up their sleeves to minimize the value of your claim.

So if you are filing an insurance claim for a road accident you are not responsible for, here are three reasons why you should also hire a car accident at the same time:

What a Lawyer Will Do for You

While you are recovering from the shock and injuries from the accident, the lawyer will handle all the legal requirements, guide you through the various processes, and manage communications with the at-fault driver and their insurance provider.

They will also:

  • Obtain and analyze the accident report.
  • Gather testimonies from the witnesses.
  • Procure recent medical records from your doctor.
  • Get access to surveillance footage and the after-accident photos.
  • Intervene if your claim is denied.

Your lawyer will collect all the needed evidence to support your prognosis and ensure the case is dealt with swiftly without being dragged on by the insurance company. 

Making Certain that Your Damages Coverage is Not Undermined

If the driver at fault admits responsibility, the insurers still need to calculate the value of your losses. While calculating material losses on property damage might be straightforward, the insurance company will likely try to cut corners regarding the less tangible losses.

These include pain and trauma, lost wages, diminished value, physical therapy, and medical bills till complete recovery.

Your lawyer will inform you about your eligible damages and ensure that the other party accurately enlists your losses. If you are trying to win your claim on your own, the insurance providers could trick you into admitting partial responsibility, no matter how little.

Your admission to partial responsibility can significantly reduce the compensation they need to pay and make you ineligible for damages, depending on your state’s laws. 

They could also make you run around in loops before finalizing anything so that you might reduce your claim’s value to end things quickly.

Ensuring Suitable Compensation Even if You are Partially Responsible for the Accident

Sometimes, all responsibility falls on more than one driver. Depending on the percentage of your fault, what you can recover in damages can increase or decrease.

Usually, if your responsibility is less than 50%, you can recover the compensation percentage for which the party more at fault was responsible. 

It is essential to have professional legal assistance in such cases so that the other party cannot shift the blame on you, whether partially or entirely.

In essence, coming out on top in legal battles depends heavily on who is more legally fluent and has more significant resources. Handling such cases alone can set you up for more headaches and frustration and make you lose both time and money. 

So, instead of burdening yourself right after an accident, it is best to let a reliable legal professional handle all the hassle involved in recovering the losses after a car accident. In the meantime, you focus on your well-being.